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Welcome to Southern Oregons #1 Real Estate Expert!
You Will Find Great Information on Grants Pass, Rogue River, Medford, Southern Oregon and Oregon Real Estate  In this day and age and in this real estate market the use of technology is a must in helping you to find and buy your home or in selling your current property! Yes, technology is high on the list but the customer is still and always will be #1 in my priorities! When you are looking to buy or sell a home, Searching and using the web is essential and my site offers everything you will need, right here! Don't miss my Featured Homes in Grants Pass, Rogue River, Medford and Southern Oregon. Do you need local real estate information? I've summarized much of what is important for you about the Grants Pass, Rogue River, Medford and Southern Oregon real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee YOUR privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Grants Pass, Rogue River, Medford and Southern Oregon real estate agent, I have the experience and track record you are looking for. Please let me help. - Michael Masters 
First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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| Q |
What island in the St. Lawrence River was given away on a television game show in 1964?
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Price is Right Island was given away by Bill Cullen on "The Price is Right." |
 See More Real Estate Trivia > |
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Michael Masters
RE/MAX Ideal Brokers, Inc.
1820 NE 7th Street, Suite 100
Grants Pass, OR 97526
541-660-6006
Fax: 541-476-5637
michaelmasters@NUMBER1EXPERT.com
With sales of over 1500 homes and properties, Michael is recognized as the top selling real estate agent in Grants Pass, Oregon. His business experience includes commercial and residential real estate sales in southern Oregon, as well as leasing, lot sales, new home sales and green home sales in Southern Oregon. Michael and his teams have closed over 10,000 real estate transactions.
When it comes to Grants Pass real estate, Michael Masters is the agent that home owners, investors, builders, developers, and banks with REO's call to solve their real estate challenges in order to get results.   
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